Introduction
Real-estate investments can lose value and may be difficult or impossible to sell. Read every property-specific disclosure before investing.
Capital risk
You may lose some or all invested capital. Property security or physical ownership does not prevent loss, and investor claims may rank behind lenders, taxes, operating costs, or other obligations.
Property market risk
Values can fall because of local supply and demand, interest rates, financing conditions, neighbourhood change, damage, climate events, tenant demand, or wider economic conditions.
Liquidity risk
Private property units may have no active secondary market. Transfers can be restricted and a planned sale or refinancing may be delayed, reduced, or unavailable.
Rental and income uncertainty
Vacancy, arrears, tenant turnover, incentives, repairs, insurance, taxes, management costs, and unexpected expenses can reduce or eliminate distributions.
Development and construction risk
Development opportunities can face planning delays, contractor failure, cost overruns, material shortages, defects, financing gaps, and completion or leasing delays.
Economic and financing risk
Inflation, recession, currency movements, interest rates, lender requirements, and refinancing availability can materially change cash flow and value.
Regulatory and tax risk
Laws, zoning, rent controls, securities rules, tax treatment, reporting duties, and investor eligibility can change. Personal tax outcomes differ and require independent advice.
Platform, payment, and operational risk
Technology outages, fraud, cyber incidents, payment disputes, service-provider failure, data errors, or operational mistakes can delay processing and access.
Diversification and concentration
Holding one property, location, tenant type, strategy, or currency increases exposure to a single outcome. Diversification may reduce concentration but cannot remove loss.
No guaranteed returns
Projected yield, appreciation, repayment dates, distributions, and exit values are assumptions—not promises. Past performance does not predict future results.
Questions about this document
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